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Buy House

Buying your dream home!

No other event in life is as crucial and vital as the decision of buying a home where you feel the warmth. Hence this process is to be well thought of and planned. With the help of (company name)’s guidelines, make a wise decision of buying your dream house!

  • How to buy a house
  • Types of house
  • Advantages and disadvantages of buying a house
  • Are you buying the right property?
  • Buying a used house – stay alert!
  • What all to consider while buying a house?

How to buy a house? – Your dream home is just few looks away!

(Company name) is your solution to buying a new home. A dream home is one where you want to feel the freedom of building it the way you want it. The basic start to buying a home is with observing the real estate portals and their offerings at the desired region.

With the idea of your dream home and the requirements in mind, one can begin with the hunt for the perfect home. Get in contact with the brokers, other persons leading you to exciting properties, you then evaluate the property, fix the property, move in and live a wonderous life by paying for it for few decades. Coming to a conclusion isn’t easy, detailed information behind every step to finding your dream home is important.

Advantages and disadvantages of buying a house

Advantages

Rents paid in form of instalments for permanent house

Freedom of living in a home with own architectural design and structure

Best investment for lifetime

Permanent address

Disadvantages

Additional payments making is expensive than renting a house – real estate transfer tax, brokerage fees, notary fees and any other legal procedures

Maintenance of the house

Administrative expenses

In the end it is all with the buyer to outweigh the disadvantages. If you are one with a secured job with enough income to support buying a home and prefers to enjoy the freedom of living in one house for life long then buying an apartment is your thing, if all of these doesn’t fit in your criteria then renting an apartment is your safe and ultimate choice.

You can always determine which one is a better option by the online rent-or-buy calculator.

Types of houses

You are certain to come across many types of houses. Usually a buyer selects his type of house considering his current or future life plans. Let’s take a look at the types of houses that are purchased in Germany

  • Detached house – A stand alone home for singe family with several children. It is an ideal home with enough bedrooms and spaces for recreational purpose in the garden

                Find your detached house

  • Apartment building – A common hallway connecting to 2 to 8 residential units is an apartment building. It offers itself as an investment property.

Find your apartment building

  • Semi-detached house – you share a common plot and with the privacy is less compared to the detached house. They share a common garden, garage and parking spaces.

Find your semi-detached house

  • Bungalow – a house with slopping roof which is a single storeyed. All the living rooms are on a single floor.

Find your bungalow

  • Row house – is a similar houses built in a row. It is for single families and is 2 storeyed house.

Find your row house

  • Luxury homes – are exquisite apartment properties that are usually found in the high residential catchment areas with huge spaces and expensive materials in the house.

Find your luxurious house

  • City villa – a spacious home with a large garden, with contemporary designs and structure, these houses a suitable for family with several children.

Find your city villa

  • Modular house – a box like construction in the exterior with prefabricated components being assembled. This is a modern residential building with spacious living area.

Find your modular house

Are you buying the right property?

A common question that arises in the mind of a buyer is “ What all should I consider before buying a house?” Among all the houses that you view, only one will be your home and this home needs to be selected with vigilance. Well, we are here to guide you with some prominent factors for the same:

  • A good neighbourhood – always make sure your neighbourhood is pleasant and right for you or your family to move into.
  • Good transport connection to nearby markets, and other entertainment avenues
  • The location is quiet and away from busy roads with vehicular noise pollution
  • Social infrastructure of the location should be good, by this we mean schools, hospitals, shops, kindergartens, gym and other daily routine requirements are in the vicinity.

If you are looking to sell a property, make sure that you have placed advertisements on the newspaper, the smartest move of finding potential buyer is by updating your property on (company name) website so you can mention each detail of your property that also supports with property images. This helps to reach the desired buyers who also have been first impressed by the property images uploaded.

Buying a used home? Stay Alert!

Buying a used home is now in demand as it is cheaper than buying new homes. As a result used building have been in great search by the new prospect buyers. However one has to be cautious of buying such houses, as this may contain some defects which go unnoticed if not viewed properly. It is advised to go along an expert to such houses so you might have an idea about the possible fixatures required before striking the deal. This is equally important to know as the buyer bears these costs and should mentally be prepared to spend extra just in case.

Here is a checklist you can consider for your visit

Interior inspection of the house:

  • Size, number and layout of the rooms
  • State of kitchen and bathrooms
  • The rooms can be heated
  • Condition of the heating system and electrics
  • Is there any damage and moisture on interior walls, floors and ceilings?
  • Quality and condition of floor coverings, interior doors and stairs

External inspection of the house:

  • Quality and condition of the outdoor facilities and additional structures such as garage, gates and fences
  • Condition and material of the outer walls
  • Condition of roof, rain gutters, chimneys and dormers
  • Sealing of foundation and basement against moisture
  • Condition of windows and doors

Structural substance:

  • Do you have an energy certificate? What does he say?
  • What is the quality of the insulation?
  • Are the roofing and truss in good condition?
  • When and what was renovated?

What all to consider while buying a house?

A house being an immovable object (the property) has a certain right (ownership of property) and is called a legal transaction. You have to keep some important things in mind while buying a house

Land register

When you buy the house from the seller, the land also becomes in your name. The new name of the land owner can be registered by initiating a notary.

Notary

Buying  a house is impossible without a notary in Germany. Hence is an integral part of a real estate business and monitors it for its legality.

Purchase contract

In this contract all the points like payment modalities, inclusion and exclusion of liabilities are regulated and recorded. The notary ensures that all contract points are formulated according to the applicable laws.

Financing

As a rule of thumb, about 10 to 15 percent of the total cost of buying a house should be covered with your own funds first, the more the percent the better id the real estate load in reduced interest and short payment term by several years.

Taxes

As a homebuyer you are liable of real estate transfer tax which is about 3.5 to 6.5 percent of the purchase price. The property tax is due as a property owner for the house purchase and the payment cycle is determined by the municipalities.

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